Initial Deposit
The amount submitted with the offer and the timing required for delivery.
COMPLETE PRECONSTRUCTION BUYER PROCESS
From First Price List To Final Closing
A new home purchase is more than a floor plan and a deposit schedule. This detailed process connects pricing, incentives, contract dates, HST relief, occupancy, adjustments, warranty delivery and the future ownership plan.
FROM RELEASE TO CLOSING
The Complete Purchase File
Open any stage to see how pricing, contract terms, timing, construction and future ownership are organized around the specific home.
Opportunity And Location Fit
The city, community plan, nearby development, property type, floor plan, lot or exposure, parking, locker and expected completion are compared with your intended use and longer term goals.
Complete Purchase Price
Base price, lot or floor premiums, parking, lockers, upgrades, incentives, credits, HST treatment and every scheduled deposit are combined into one price picture.
Deposit Schedule
Each deposit amount, percentage and due date is placed beside the expected construction, occupancy and final closing dates so the payment sequence is easy to understand.
Agreement And Cooling Off
The purchase agreement, schedules, incentives, capped charges, conditions and condominium disclosure material are organized immediately. Jas tracks the cooling off deadline and the decisions that need attention within it.
Construction And Occupancy
Tentative dates, notices, delays, interim occupancy, occupancy fees and the period before title transfer remain visible throughout construction.
Closing Adjustments
Development charges, education levies, utility connections, meter installation, Tarion enrolment, administrative fees and other adjustments are tracked against negotiated caps and credits.
HST Relief And Purchase Savings
Agreement date, purchase price, construction timing and intended use are matched to the available new home HST programs.
Assignment Options
Assignment permission, consent timing, fees, advertising rules, deposit reimbursement and transfer documents are identified before they become part of a future plan.
Financing Milestones
Initial approval, later qualification, appraisal timing and the amounts required at occupancy and final closing are connected to the construction schedule.
Warranty And Delivery
Tarion coverage, construction updates, the pre delivery inspection, deficiency list, key handover and first year warranty dates are organized through completion.
Rental Or Resale Planning
Expected carrying costs, rental demand, future competition, assignment flexibility and resale position are considered alongside the purchase decision.
Final Closing And Move In
The balance of the purchase price, land transfer taxes, closing services, title, adjustments, insurance, utilities and key handover are separated by date and purpose.
NEW HOME PURCHASE COSTS
How HST Fits Into A New Home Purchase
Jas helps you read how HST, rebates and builder credits are treated in the agreement and how they affect the funds you may need at closing. Your legal and tax professionals can confirm how the current rules apply to your purchase.
Explore Buyer Programs And Costs →COMPLETE COST BREAKDOWN
Beyond The Advertised Price
Deposits, premiums, occupancy, adjustments, closing costs, incentives, caps and eligible relief are separated by amount and timing.
Scheduled Deposits
Every later deposit, due date and cumulative percentage under the agreement.
Premiums And Upgrades
Lot, floor, view, parking, locker, finish and upgrade selections added to the base price.
Interim Occupancy
Monthly interest, estimated taxes and common expenses during occupancy before final closing.
Builder Adjustments
Development, utility, meter, administration, Tarion and agreement specific charges after negotiated caps and credits.
Land Transfer Taxes
Ontario tax and Toronto municipal tax when applicable, with available rebates reflected.
Closing And Title
Closing services, title insurance, registrations and disbursements.
HST Treatment
The amount included, payable or available through eligible rebate and affordability programs.
Financing
Appraisal, mortgage insurance when applicable, interest adjustments and financing charges.
Move In And Ownership
Insurance, utilities, furnishings, moving and known setup or maintenance costs.
CURRENT AND UPCOMING OPPORTUNITIES
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